Showing posts with label terrazzo. Show all posts
Showing posts with label terrazzo. Show all posts

Monday, 17 June 2019

RENOVATION FOR THE D'OUTH HOUSE: Part 3 - Hacking Works, Aircon Installation, Flooring, Electricals, Lighting, Carpentry, Hinges, Doors, Windows, and Blinds


11. Hacking Works


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All of the kitchen walls and floor were to be hacked because the existing tile work was in a poor condition and also exceedingly filthy... This would be the only hacking works to be done for our flat. To save on costs, we only hacked the kitchen tiles, and instead did an overlay of the tile work in the living area.


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Our contractor helped us apply for the renovation permit (which takes 2 weeks) and this was straightforward as we were not hacking down any existing walls. If you are hacking any of the walls though, you'll need to submit the plans for approval in advance and this can take longer for the approval of the permit. There are quite a few rules concerning what is hackable and what is not, but if you have looked around the block you will see that a lot of people do quite creative hacking in their HDB flats despite the many constraints.

Finally when the notice comes you have to stick it at the lift landing or at the door of the flat to inform neighbours of the works - and the contractor/sub-contractors should also keep to the working hours and days on the permit. Since our block is undergoing HIP at the moment, there are always a few dozen of these notices stuck around the lift because everyone is taking advantage of the chaos of the HIP work period to time their noisy or destructive renovations.

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Note the old rubbish chute in the corner...

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Replacement of rubbish chute (HIP) only after hacking and retiling

Another thing is that we asked the HIP office to delay the installation of our new refuse chute till after the hacking and tiling works, otherwise the new chute would be damaged during the hacking process.

As for the actual hacking itself, I am always surprised to see that the hacking is often done within a day. Similarly, the HIP works hacking also just takes a mere morning. You would imagine this to take a long time but actually hacking doesn't cost a lot and is pretty quick.



12. Aircon Installation


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The finished product - the aircon in its room!

The all important aircon! Although it is the main splurge in our monthly electrical bill, without the aircon we might shrivel up and die in a sweaty puddle on the floor. Or in my case, productivity might drop by several points as a result of overheating. For our 3-room flat, we decided to get 3 blowers or a System 3 aircon - one for living area, and two for the bedrooms. We did not use our contractor's aircon contact, instead preferring to do it on our own, so we engaged the aircon installers separately on our own and arranged for the dates to slot into the rest of the works.

The unit for the blower is BTU or British Thermal Unit (it actually stands for the the amount of heat required to raise the temperature of one pound of water by one degree Fahrenheit), and according to Gaincity's website, how you calculate what you need in BTU is as follows:

Gaincity Aircon Buying Guide: "Find the square footage of the room you are trying to cool and multiply by 35. This will give you the ballpark BTUs you should look for. Shady room? Decrease that number by 10%. Sunny room? Increase that number by 10%. Add 4,000 BTUs if you are putting the A/C in the kitchen. If more than two people will be in the room regularly, add 600 BTUs per person."

Living Area + Stores: Approx 4 x 6.3 = 25.2 sq m (approx 271 sq ft) - needs at least 9485 BTU
Blue Room: 4.35 x 2.9 = 12.615 (approx 136 sq ft) - needs at least 4760++ (sunny side)
Green Room: 4.35 x 3.2 = 13.92 (approx 150 sq ft) - needs at least 5250++ (sunny side)

The System 3 units we decided on correspondingly were (Mitsubishi Starmex Electric):
1 x Outdoor Unit MXY-3G28VA2 (for all 3 blowers)
1 X Indoor Blower Unit MSXY-FN13VE (12000 BTU) - for the living area
2 X Indoor Blower Unit MSXY-FN10VE (9000 BTU) - for the blue and green room

Aircons are usually installed over 2 visits to your house:
1st Visit: To dismantle wiring and existing piping and dispose of old system 2 aircon
(In-between which the house painter comes in and does the first coat of painting)
2nd Visit: To install new drainage piping, trunking, compressor, and new system 3 aircon
(After which the house painter comes in again and paints over all the new trunking)

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We also had to make some modifications to the new door frame design so as to accommodate the way in which the aircon drainage pipe would be run through the rooms. Here we were measuring the frame to see how much extra needed to be left so the big trunking could run across the top of the door frame - we eventually had to ask for the doorframe to be lowered by about 2.5" here.

Our main contractor initially suggested we tell our aircon installers to do 3 visits - but this doesn't seem to be the normal practice. The only reason you might break it up into 3 visits is because there are very dusty works going on in the house after the 2nd visit (eg: hacking). However, this can be fixed by having them put a big plastic wrap over the blowers after the 2nd/final installation to prevent dust from entering the blower and to restrict its use before the house has been properly cleaned up.

Our experience buying and installing our first home aircon: The dingparents were adamant that we should stick to a tried and tested aircon installer such as Gaincity which they had used multiple times. With the benefit of hindsight, perhaps this would have been a safer bet. BUT HOW WERE WE TO KNOW UNTIL WE TRIED IT FOR OURSELVES? The main thing we understood at that point was that when picking an installer, we had to ensure that the installer was using the correct types of premium materials for the installation - pvc drainage pipes, the proper wire cables, the right kind of class 1 insulation, and copper pipes. We just assumed the rest would follow....

George found another installer online who promised the same quality materials and could do it within our rather tight timeline (to fit in with the rest of the works). We saw a number of reviews online that were quite favourable for the company JEX AIRCON so we engaged them to install our aircon. I also got the dingfather to come down help us check that it was done properly. But... I don't know if I can recommend JEX AIRCON again (and I'm not including the link) because there were so many red flags:

Fear for workmen safety and worksite safety: On the 1st visit they did not use a safety harness when climbing out to check the existing blower and I don't think the homeowners should be have to be actively worried that the blower might fall off the ledge during retrieval. When we hired someone to do the job we assumed they would follow all health and safety regulations and not let their workmen take unnecessary risks! Only one of the workers really spoke English (the rest of the team was composed of Indian workmen who did not understand English so direct communication with the workmen physically doing the work was difficult for us)

Not sure if installers were actually trained or BCA licensed: So on the 2nd Visit, we asked the workmen who came to our house if they were BCA licensed but we were given a blank look and the very worrying response: "What is BCA?" - This made us think that none of the men who were working on it were actually BCA licensed or trained, so I texted the company again who confirmed they were BCA-certified. What can one do that at that point?

Took an unusually long time for standard installation: They took from 9am-10pm to install 3 blowers, which seemed bizarrely/ridiculously long. I mean, I really didn't expect people to work at my house from 9am till 10pm. The poor Dingfather had to stay there with them from morning to night because I was at work (and even after I got off work!!) - and actually the poor workmen were just working nonstop. It was hard to be angry at the men on site because they seemed to be really struggling and doing their best but they were just confused and unskilled and ill-equipped to do the job. From what I understood and from the dingparents' past experiences (of which they had many), normal professional installers could install 3 blowers in a morning, but Jex Aircon's men really did not seem to know what they were doing at all, as if they were doing it for the first time and figuring it out on the spot, which was bizarre for a professional company and also made us quite nervous.



Again, as Lemongrab might say: "UNACCEPTABLE!!!!!!"

Finally, after a long arduous installation process on their end, they had finished up everything but were unable to connect it to our power to prove to us it worked, which seemed ridiculous. It was only with the intervention of Dingfather (who originally trained as an electrical engineer) that he instructed them on how to wire it to the mains DB box to test that it was functional. Lucky for them, it was working.

Things you'll want from your aircon installation:
- Professional
- Securely installed
- BCA-certified

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Screenshot 2019-06-12 at 12.48.27 PM annotate

Unfortunately... I didn't feel that we got any of those three from our installer, Jex Aircon. Also, er.... I wonder, is it normal for there to be no visible BOLTS connecting the aircon to the brackets??? I mean I don't think a big wind will blow off our blowers, but seriously....... I guess only time will tell if we have any issues with our aircon units as a result of this haphazard installation. In the meantime all I can say if that if you wanna go with Jex Aircon, then... MAYBE.... DON'T?????




13. Flooring (Terrazzo)


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BEFORE: Image by Property Agent on original listing

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AFTER: Right after the terrazzo polishing

George did a lot of research on terrazzo polishing and sealants. Our friends living in Little India had told us a cautionary tale about the importance of SEALING YOUR TERRAZZO especially the new types of terrazzo, which was causing them no end of grief after they discovered how porous and greedily absorbent their terrazzo was, sucking up all the wine and coffee spilt on it, that they were always at attention with their baking soda and cleaning agents and cloths to absorb any stains that they noticed.

But then.... we got talked out of using sealant because of the cost. The sealant was going to cost more and we have the old sort of terrazzo that is super hardy. Dingparents also told us that if we really needed in the future it would be cheaper to simply repolish the whole lot!

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One thing we didn't really personally monitor and which was subsequently not done was the polishing of the skirting board which is also terrazzo. As a result, none of the skirting was polished whereas all of the actual floor was polished brightly. The difference is stark in many spots.

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You would imagine that it would be obvious that polishing terrazzo should obviously include the skirting board area. But no, this is one area that the workmen might cut corners on if you aren't present to insist on it. And we didn't have time to rectify it because the work schedule simply had to move on!!!

Lesson learnt: Either get a better project manager to monitor the terrazzo polishing and check that they do the skirting board too -OR- Come down and monitor the terrazzo polishing yourself and insist that they do the skirting board for you as well



14. Electrical Distribution


We left this part to the Dingfather who drew this out. This distribution ensures that the load is distributed evenly and we won't have an unsafe dodgy electrical situation such as in our previous rental where most of the house light switches, tv, oven, stove, kettle, and a billion other powerpoints and appliances were all on the same circuit, resulting in the tv and lights going out temporarily in one room when someone else turned on a light in another room.

Electrical Distribution Plan



15. Lighting Design and Fixtures (fans, heaters, oven switch, etc)


I didn't know how to do the lighting BUT SOMEONE HAD TO DO IT so I drew up a plan mainly using a rail and spotlight system because, well, I am more familiar with how spotlights work in galleries, and I figured we could point them around as we wanted later, or even wrap them with gels later on to change the colour... and then... welp, I ACCIDENTALLY OVER-LIT THE HOUSE.

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This is the diagram I produced with my planned lighting which I used to brief in the electrician. We planned for a lot of two way switches and a hella lot of 13A double plugs because we like them. I must have done something wrong because at the end of this endeavour we had a electrical bill of OVER 4000SGD WHAT AND HOW DID THAT HAPPEN???

To be honest my expectation for the electrical bill was about 2000SGD and when we asked the HIP electrician to give us a ball park figure he said about $2500 for the entire house. THE ENTIRE HOUSE. So how did our electrical bill go so out of control?

My post-mortem review would say:
- Designer (myself) was blithely unaware that modern LEDS are EXTREMELY BRIGHT so calculating wattage may not be useful
- Designer (myself) was unclear about proper way of calculating lighting required for house
- Bought too many tracks for lights and then proceeded to INSTALL THEM ALL
- Bought too many LED lights for track lighting system
- Too many 13A power points
- Too many two way light switches

On the BRIGHT SIDE - WE HAVE AN EXTREMELY BRIGHT HOUSE NOW!!! The neighbours probably think of us as the people WHO HAVE THAT INSANELY BRIGHT YELLOW HOUSE (our bright lighting complements our bright yellow living room with BRIGHT YELLOW CEILING TO BOOT! HA TAKE THAT!)

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We got our lights from Aspire Lighting in Geylang. They had the simple lights we liked and they were super friendly.

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We also saw this fun little light and I think its my favourite light in the entire house. We put it by the doorway, it is the FIRST TIME I HAVE EVER HAD A FANCY LIGHT.

TOP TIP: Are you using spotlights? Don't go crazy and buy more than the recommended amount "just in case". You will not use that many. In fact you might remove some for sanity's sake. Also, don't ask for multiple two-way switches for everything. You think you're making life easier for yourself but actually EACH BUTTON IS ONE MORE BUTTON YOU HAVE TO MEMORISE THE USE OF. Light switch affordances are harder to design well than you would think... even as an interaction designer I am still facepalming a few of my lighting and button decisions in this house...



16. Carpentry / Blum Hinges


Carpentry Design

I expected our contractor to design our carpentry with a bit more detail. This... we did not get. We got a less than impressive drawing with no dimensions on it. I was disappointed with this and even thought of using the diagram as an example of PERSPECTIVE FAIL to show to my Drawing students who are being taught the basics of technical drawing and perspective drawing at the moment.

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THE 3D DRAWING OF OUR KITCHEN THAT WE GAVE TO OUR CONTRACTOR

This is the drawing that we gave to our contractor to show him what we wanted. But as we are not carpenters, we cannot come up with all the interior thicknesses and dimensions on our own, nor could we design how to incorporate things such as the gas and water pipes behind - so we thought this Sketchup model would be a useful starting point for the contractor/carpenter to work with.

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THE DRAWINGS OF THE KITCHEN THAT OUR CONTRACTOR CAME BACK WITH

These were the slightly underwhelming drawings I got back from the contractor. Later, despite asking for more drawings the best I got was this drawing plus some dimensions added to it after we had a long discussion on the dimensions and placements. By which time I was very worried we would miss the timeline for completion before our critical moving date.

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THE NORMAL STANDARD OF KITCHEN DRAWINGS THAT I EXPECTED FROM A CONTRACTOR

This is the minimum standard that I had been expecting for a kitchen carpentry design - this is an example that the Dingparents showed me after our reno was nearly completed - the diagram made by their contractor for their own flat. I had seen this before and frankly although I don't need a full render, I expected at least a digitally drawn, accurate diagram with dimensions.

Clearance for appliances

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Attention to detail was lacking in many spots of the kitchen but one critical error was that it appeared that there wasn't a clearance designed for the top of our fridge. We had bought our fridge way in advance and it was quite a tall unit. I didn't think that I had to explicitly say that a clearance had to be added in for our fridge but there just wasn't any clearance and it was only with the help of a muscular cleaner in the house that the fridge was successfully wedged into its hole with probably just about 1mm to spare on the top (gulp). AAHHHHHHHHH!!!!

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Also, on an aside, who goes and designs such an elaborate torture for cables like this???.... Here is our tortured fridge cable and behold in this picture you can also see the lack of clearance between fridge and top. We have a lot of excess clearance on sides and back to compensate (where I think the actual cooling elements are) so I like to think our fridge is not any worse off from this unfortunate fitting.

Edge Band

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For those who don't know what is the edge band and its in your quote, this is the edge band made of ABS. It is a 1mm strip of plastic ABS used to create a trimming for the carpentry finish. Look I'm trying to find some learning points so I can console myself that this was still a great learning process for us all despite all the disaster.

Cabinet Laminate

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I already mentioned the sad story of the WRONG LAMINATE in my previous entry, but the TLDR; summary of it here is that our contractor somehow mixed up the colour of the laminate we wanted despite it being named and typed out in all the docs and messages correctly - I thought it had a blue film over it thus making it green so I didn't raise a warning flag until it was basically too late and so at the end we discussed it and he waived the extra charge that would have been charged for the premium laminate material. ITS OKAY WE CAN LIVE WITH A PISTACHIO GREEN KITCHEN. It is starting to grow on us.

Cabinet Inner PVC Foil

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The inside of your cabinets are lined with a pvc coating, you get to choose from a few inoffensive inner colours like these. We chose grey.

Worktop

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We chose an inoffensive sort of white quartz material for the worktop (see picture below). I like how the light scatters on top of it. You also get to choose different profiles (if you are feeling "extra"), but we stuck with just the normal flat one. Remember that the worktop has to be cut and fabricated off site, so if you need any holes cut THEY MUST BE DONE IN ADVANCE, otherwise, get ready for that sinking feeling of impending worksite disaster....

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By sinking feeling I am also making reference to THE SINK INCIDENT - wherein our silgranite sink (which was EXPLICITLY DESIGNED TO BE AN OVERMOUNT sink was installed wrongly as an UNDERMOUNT sink to the worktop. Nope we weren't happy about this but figured that it would damage our sink to have them uninstall it and remount as OVERMOUNT after they bungled it. Infuriatingly, the installation booklet as well as its widgets were still STUCK TO THE SINK UNOPENED when we found it had been wrongly installed.

In the end the contractor said he could give a warranty for the sink installation as UNDERMOUNT so we left it as that, although to be honest we always intended this sink to be overmount. If we had known it would be undermount then we might have chosen another sink without such a distinct material (now the material is hidden inside the sink), but I really do like this silgranite sink material. Its like our floor - kinda grainy and rough to the touch yet oddly smooth. It is not slippy when wet and it also dries quick.

Top Tip: MAKE SURE EVERYONE AND THEIR GRANDMA KNOWS THAT YOUR SINK IS MEANT TO BE OVERMOUNT OR UNDERMOUNT. OR GO DOWN YOURSELF TO REMIND EVERYONE ON SITE. DON'T ASSUME THAT BECAUSE YOU SHOWED THEM A DRAWING/PIC AND SAID IT ONCE AND GAVE THEM THE INSTALLATION MANUAL THAT THE INSTALLER WILL DO IT TO SPECIFICATIONS! BECAUSE THE CONTRACTOR/SUBCONTRACTOR/WORKMEN WON'T READ ANY OF THE PAPERS OR MANUALS YOU STUCK TO THE ITEMS!!!

Hinges

If I did this all over again, I would explicitly ask the contractor "PLEASE TELL ME WHAT IS INCLUDED BY DEFAULT IN OUR AGREEMENT, WE'LL PROBABLY HAVE THAT" instead of having them say "oh go choose anything you want from the blum website online". Firstly, it was very stressful and confusing having to acquaint ourselves with the different types of blum hinges. Why can't I just ask for "the blum hinges that close slowly on their own" and leave the rest up to my contractor to do it? Why do I have to spend time going down to the blum showroom and study all the blum hinges myself? In addition to that, to be given an additional bill for choosing weird add-ons... How am i supposed to be the hinge specialist now? Man I don't want to have to get into hinges again....

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So we went down to understand ALL OF THE PARTS OF A BLUM HINGE WHICH IS PROBABLY MORE THAN I SHOULD EVER NEED TO KNOW ABOUT MY HINGE OPTIONS.

Things I learnt were that for most of the normal casement doors you just need:
107 degree Hinge - CLIP top BLUMOTION - 75B1550 Silver - $4.25/pc
Mounting Plate with 0mm spacing - 175H3100 - Straight with height adjustment - $0.82/pc

This is not one of those $2 hinges you get at the corner store, this is the slow-closing action hinge with a separate mounting plate that allows you to make height adjustments to your door to align everything up. Most hinges don't let you do that as they are fixed plates (if you misalign them they are misaligned and its hard to fine-tune things). Yes that's why your hinge is so expensive. ARGHHHHHH.

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As for the food larder we chose TBX i5 drawers (above). These are of fixed sizes and go inside your large cupboard to give it structure. Some people say you don't need a drawer, but we kinda liked it. We also asked them why people choose between 30 and 65kg load capacities and decided we did not need the 65 kg load capacity. That would be like having a DEBBIE sitting inside the drawer which is not happening anyway.

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We also tried out a lot of dish drainer mechanisms... but this was included.

TOP TIP: Ask your contractor "PLEASE TELL ME WHAT IS INCLUDED BY DEFAULT IN OUR AGREEMENT, WE'LL HAVE JUST THAT, AND YOU CAN PICK ALL THE HINGES AS LONG AS THEY ARE SOFT-CLOSING KTHXBYE"




17. Door and Door Frame Installation


Doors was another thing that we decided to do on our own. The dingmother recommended we try the shops along Eunos Avenue 4 and 5, which included Siong Doors, Yontat Doors, and PD Doors. The first two do a lot of those veneer doors which are extremely reasonably priced (Within the $200 range each). The only issue I see with these notably hollow doors (not solid) is that they sometimes slip open with the wind because they are very light. PD Doors does a unique sort of Japanese folding door that we might consider but haven't found it so critical to install just yet.

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Yontat Doors

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Example of Yontat's door selections and door knobs. I chose one that was more ergonomic (although less aesthetically pleasing). A kind of handle you could just slam down with a finger to open.

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PD Doors

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These framed doors can slide open and also fold up.


18. Window Installation


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We chose a casement instead of sliding windows because we wanted it to be really soundproof. George also initially wanted double glazing but we were talked out of it because of cost. It is not truly soundproof in there either, but a lot of the sound is indeed insulated.

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For the only sliding windows in the house, we had them in the living area. For sliding windows and grills they can be 2 track or 3 track. Note that the 3 track is obviously more costly so if you were quoted a 3 track price check that you haven't received a 2 track instead (which happened to us)



19. Blinds Installation


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We got Korean combi blinds and it was 940 for all 3 windows including installation thanks to Blinds Guru who were super fast in doing the measurement on the day we went to their showroom and installation was really dust-free thanks to their awesome drilling-hoover-attachment.




Alright I've got De Quervain's tenosynovitis in both hands and have to wear hand guards now so I AM ENDING THIS POST ABRUPTLY TO GO AND REST NOW. More of the juice in Part 4.....

Thursday, 2 May 2019

RENOVATION FOR THE D'OUTH HOUSE - Part 1: Flat Viewings, Online Research, HDB Resale Flat Purchase Process, & HIP Options



The documentation on this blog makes a beeline towards the domestic! For we have begun works on what will probably be two very major long-term projects in 2018/2019 - the first of which is the HOUSE PROJECT, which I thought I should document for the benefit of others who have come after us since we too relied a lot on the power of INTERNETS to find out how to do all this.

The cost of renting a well-located 3-room HDB flat in Singapore actually exceeds that of the cost of a HDB Loan / Mortgage on a 3-room HDB flat (Public Housing), so it was a no-brainer for us to stop renting in Singapore and simply buy a flat here. Naturally, I will start from the very beginning of our search for a flat in Singapore...

Table of Contents:
  1. Flat Viewings
  2. Online Research
  3. HDB Resale Flat Purchase Process
  4. HIP Options
  5. HIP Works & Bathroom Fixtures
  6. Renovation Budgeting
  7. Appointing Renovation Contractor
  8. House Design Layout
  9. Windows Installation
  10. Kitchen Appliances and Sink
  11. Tiling Selection
  12. Aircon Installation
  13. Lighting Design
  14. Electrical Layout
  15. Paint Scheme
  16. Doors
  17. All the rest of the Non-built-in Furniture
  18. Soft Furnishings
  19. MORE TO COME...

1. Flat Viewings


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HDB HEARTLANDS: ER.... NOT REALLY A ROOM WITH A VIEW...

We began our house search by doing viewings in earnest. Or sorta kinda. The first few random estate agents whom we had called up also seemed to know that we were NOOBS/NOT YET FULLY FORMED/NOT ACTUALLY VERY SERIOUS BUYERS because they were as awkward as we were. But the point of flat viewing was to accrue an understanding of the public housing flat formats available in Singapore. In order to ease us into the business of flat viewing, the first flats that we viewed were also in the same block that we were renting, so it was like looking into a duplicate or mirror image of the flat we were in - at least this was something we were a little familiar with and could comment on. (Looking into strangely depopulated duplicate husks of our own flat...)



Source: HDB Website - Types of Flats
Fun fact: Our flat is an older 3A model which is 796sqft (74sqm), meaning our flat is actually larger than the standard 3-Room or 3-NG flat.

Type/Size of flat: Based on our MINI budget we decided to look for 3 room and 3.5 room HDB Resale flats (public housing in Singapore). (This is equivalent to a "2 bedroom flat" in the UK, is usually around 60 to 65 sqm, and has 2 bathrooms). Private/condos were out of the question because I didn't have that amount of savings and also that would be pushing ourselves into a hard financial position. But a very modest HDB flat was definitely within our means.

In my personal experience, I've always felt that the quality of public housing in Singapore exceeds the quality of private housing in London! During the first year I lived in London, I developed the misconception that the housing stock in London was on the whole extremely ancient and backwards because all the rental flats (private flats, bedsits, House of Multiple Occupation types) I had seen and visited were all incredibly run-down compared to the average Singapore flat, featuring interesting details like holes in the stairs, holes in the exterior boundary walls, rickety and unlevel floors, broken windows, cabinets that were falling apart, and rats the size of beer cans. I didn't know any better at the time, so I very joyfully accepted whatever I could get, leg through the stairs be dammed, nothing could dampen my enthusiasm for living in these weird houses!

And then at some point I visited a friend's council flat (bought with a generous gift of a deposit paid by parents - a financial feat otherwise impossible in this lifetime for someone working in Design/Advertising in Shoreditch at the time ahem...) and I was surprised as to how similar it was to a normal Singapore flat. SO, NORMAL FLATS EXISTED IN LONDON. But then, there aren't really a lot of council flats to go around. So people are just being screwed by the awful private rental market in London, where the price of rental is extremely high and what you get is very little. It also feels like part of UK government welfare goes straight into subsidising private landlords because of the housing benefit payout, which doesn't go towards really solving any of people's problems. I suppose it would be more accurate to describe London housing as possessing both extremes - a wide range of extremely nice and architecturally interesting flats (aspirational Georgian front rooms! eco-homes! historical houses! art deco! or industrial/warehouse conversions???) and extremely terrible flats (a lot wider than the range of flats you would get in Singapore). Somehow, although the diversity of types of housing in London is so much wider, this also has somehow meant that the average standard of the affordable London flats is far lower than the average standard of the affordable Singapore flats...)

For public housing in Singapore we had the option of either BTO (Built-to-order) or Resale. It would take an estimated 3-5 years to wait for a Build-to-Order (BTO) flat because you would have to register first and wait for the flat to be built! That also would mean 3-5 years more of interminable renting, plus I was only eligible for a 2-room BTO under the Singles (Non-Citizen Spouse) scheme, so we went straight into focusing our energies on looking for a 3/3.5 room Resale flat (I'd be 'sole owner' under the Non-Citizen Spouse Scheme, George would be my 'essential occupier', and we would still receive a housing grant of S$25,000).

Agent/No Agent: Next, there was the question of whether we would work with an estate agent or not. The good thing about an agent is that they can do all the leg work and arrange for multiple viewings in one evening. However, you run the real risk of it being a sort of psychological game, where the highs and lows of the tour experience may have been designed by the agent to convince you of the virtues of a particular flat, by contrasting different elements, such as seeing a flat with strange or extreme modifications, followed by a normal boring flat, and then another strange flat with a crazy saxophone player outside it who toots away every evening [REAL INCIDENT] - by contrasting an ordinary flat with a TERRIBLE FLAT it obviously helps to make even the most ordinary flat seem a little better than it really is. But hey, we aren't really wanting to see the worse case scenarios here when searching for that dream house...

Criteria: After many viewings, we devised our own criteria for what we were looking for. We liked things like the old terrazzo that often came with old flats, but not TOO CRAZY COLOURED. We were also very particular about the view. We liked either a city view, or a nature view, but not really a suburban view. It also seemed that some people liked being able to see their cars from their flat, so they enjoyed seeing a view of a carpark, but we were not those people. A lot of the "FULLY FURNISHED MOVE-IN IMMEDIATELY" type flats were not our style, so their fully furnished nature was not a plus point for us either.

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Big Terrazzo!

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So many different Terrazzos in HDB Flats!

* George also pointed out that it was quite odd to him that both me and Dingmother always started talking about visibility of ANTS whenever we looked at surfaces and that maybe people in other countries did not have "VISIBILITY OF ANTS" as a criteria for flooring/countertop colours. But we have so many different ants here in Singapore. CAN WE SEE THE ANTS WHEN THEY ARE WALKING OVER THE FLOOR? THAT IS A SERIOUS QUESTION! [And for those living in cold non-tropical ant-less countries who have never thought about whether ants will be visible on your floor or countertop, the answer is: Yes, yes, I would actually like to be able to see the ants. I do want to know where the ants are. I WOULD LIKE MAXIMUM ANT VISIBILITY!!]

Seeing a lot of the same size of flats gives you an idea of the possible fittings, layouts and modifications of that type of flat. For example, we viewed a lot of 3.5 room flats in the AMK area and these were always the ones that received an upgrade of an additional room at the end of their flats. A lot of them had reconfigured their walls in different ways, such as by knocking down the store or hacking down walls and erecting different walls to make different shapes, which gives one ideas about the possible iterations on the same template...

On our individual efforts, as well as the help of an agent for some part, and the Dingfather (our honorary agent for a while), we saw a grand total of 22 flats before finding the ROWELL FLAT.

What we chose: See a lot of flats on our own with no fixed agent


2. Online research


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The view from the only flat that we really liked in AMK...

Unfortunately, all of the flats that we 'kinda' liked in Ang Mo Kio were on the pricey side (nearly 400k / over 400k) which really could not really be justified because it was just so far away from Fun Things in Town and it might result in us having a very socially isolated existence. Some other flats we saw had red flags, such as CCTV cameras being installed everywhere (for what reason did the owner justify to HDB on the installation of CCTV? loanshark? private dispute? etc), weird looking doors and doors which could not be unlocked (was this really a home? why were rooms inaccessible to potential house viewers? why had these unusual office/industrial/shop doors been installed into the residential apartments?), very low floors (potentially affected by smoke from the incessant burning of taoist offerings, and noises from roads, funeral trumpets, construction sounds, schools, etc). All in all, its just not that cheap to buy a flat in the heartlands! And more crucially, some of these flats were older than me (a few were over 40 years old), which could result in loan issues (if you buy or take over a flat with less than 60 years, the housing loan may be disallowed) - and in the distant future, by getting an extremely old flat, we might deprive ourselves of the option of being able to sell and buy a different flat if we so wished to...

George found Edgeprop's website which had a useful map detailing the per square foot cost of all the public housing in Singapore - Edgeprop Analytic Heatmap - which gave us a better picture of the prices in different areas of Singapore, and which areas tended to have the lowest per square foot pricing. AMK Central was far from being the the cheapest zone despite being so far away from the town area.

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Inspired by a visit to a friend's house in Little India (an area that both me and George were extremely fond of) we began looking at the lowest price per square foot that could be had in the Jalan Besar District. And to our surprise, there was a unit on the market that seemed to fit all our criteria! It even seemed to overlook my old flat in Rowell Road!

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Source: Edgeprop Analytic Heatmap

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FUN FACT: Our transaction is reflected on this list (screenshot taken in May 2019), and yes we did get the best per square foot price for our size of flat. Singaporeans familiar with the square footage of flats here can probably easily guess which one was our transaction...

FUN FACT 2: The HDB flats on Kelantan lane average about 450 upwards psf to even 500+. As for Rowell Road, the road that I have the most emotional attachment to, it turns out it is the cheapest price per square foot in the whole Jalan Besar area. Well fancy that!...


Thanks Singaporeans with your racially suspect CMIO policies which has resulted in the Indian enclave near central becoming less popular with Chinese buyers - thus giving us (I'm classed as a Chinese buyer) a chance to find the most favourable price! Your loss is our gain!

What we chose: Little India with per square foot prices as low as SGD 420-440 psf


3. HDB Resale Flat Purchase Process




Buying Resale Flat Steps

Here is a record of our timeline. It took 5 months & 6 days (159 days, not including end day) from start to finish - calculated from the date we applied for the eligibility letter, to the date we completed the purchase.

20 April 2018 - Applied for HLE (HDB Loan Eligibility) Letter
27 April 2018 - Received HLE Approval (which will also tell you what is the max loan possible / what is your max budget)
18 May 2018 - Registered Intent to Buy
** WE THEN COMMENCED THE WILD VIEWINGS UNTIL THE ONE TRUE HOUSE WAS FOUND **
13 June 2018 - First viewing of the Rowell Flat
14 June 2018 - Second viewing of the Rowell Flat. Made offer.
15 June 2018 - Obtained Proof of Ownership from Owner.
25 June 2018 - Owner issues the OTP (Option to Purchase) Form
26 June 2018 - Request for Value Submitted
15 July 2018 - Exercise Option to Purchase (Seller completes portion of form)
16 July 2018 - Submission of Resale Application (Buyer completes portion of form)
20 August 2018 - Acknowledgement of Resale Documents (Confirmation of Purchase of Resale Flat, Housing Grant Agreement, Application of Housing Loan), Payment of Conveyancing and Caveat Fees. [Additional: in our case the seller wished to bring forward the date for Completion of Sale due to travel plans so we also arranged for an earlier date]
26 Sept 2018 - Completion of Sale at HDB Hub, Opening Utilities, SLA Caveat, Property Tax

* I wish to also add the note that when you go down to HDB Hub for the final completion, you don't really have to bring any other documents previously submitted, besides your original IDs. Its a formality in which buyer and seller just sign the final papers in each other's presence, the seller get a cute little HDB tote bag full of papers and HDB branded keychains and magnets and swag, and then you go off with the keys. Unfortunately, about 5 minutes before I was to leave the house to attend this momentous event, I became convinced that I needed to bring the original copy of some document that I couldn't recall whether it should be in my possession or the seller's possession. The result is that I tore through the house like a mad person tornado of flying papers (I realised later that the original was with the seller), and I went to HDB Hub in a nervous wreck - only to slowly realise that the completion was more a formality of signing and shaking hands and smiling at each other and receiving the keys... OH WELL NOW WE KNOW.

On hindsight, there are also three other VERY IMPORTANT things that you'll need to do as a new home owner (but no one is going to remind you to do these):

  • Conservancy Charges: Set up giro/direct debit for conservancy charges to the town council (you'll have to contact your town councils after 2 weeks, or in my case, if you forgot to contact them, they will send you a bill for your overdue conservancy charges ho ho ho)
  • Change of address: Change your registered address to the new one anytime within the next 3 months (or in my case, SUDDENLY PANIC ABOUT THE POTENTIAL ADMINISTRATIVE BOO-BOO YOU MAY OR MAY NOT HAVE CAUSED BY ACCIDENTALLY FORGETTING TO DO IT FOR SEVERAL MONTHS AND RUSH IMMEDIATELY TO THE POLICE POST TO CHANGE IT IMMEDIATELY SO HELP ME OH GOD)
  • Renovations: Start your house renovations so you can move into the flat! DUH. But because I was so busy with my PYT show and the 'accidental commencement of MAJOR LONG-TERM PROJECT #2' I admit that I was unusually slow to start the renovation process....


4. HIP Options


We were extraordinarily lucky in that the HIP timing coincided with the time we were purchasing the flat, meaning that I had taken ownership of the flat in time to make the decisions on what HIP options I wanted.

HIP stands for Home Improvement Programme (HIP), and HDB flats of a certain age are all slated for this programme in which their 30+ year old plumbings and toilets are replaced, spalling issues and leakages are fixed, and safety features like anti-slip coatings, handlebars and mobility ramps are installed for the elderly who need them - all for what is a mere token sum (if you are Singaporean the costs are almost negligible and can be paid through CPF in a few years time). You also get a new front door and front gate (optional Ease items)



The HIP contractor will erect a toilet showroom that looks like this masterpiece below (with a bow on the toilets), and you get to choose from a few inoffensive colour themes such as grey, blue, or sand...

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The HIP works are usually accompanied by great upheaval in the block itself, with everyone taking advantage of the chaos to embark on their own noisy renovation projects as the HIP works sweep through the block for the duration of the better part of a year. I must admit that I subconsciously ended up delaying the renovation of our flat because of the knowledge that HIP was coming soon and it would have been ideal to move in after HIP had been completed for our flat, otherwise we would have to endure another round of having to trot down to the common toilets during the shock of the 10-day disruption.


5. HIP Works & Bathroom Fixtures


In Feb 2019 the HIP Works finally commenced! We received a one month advance notice letter and a two week advance notice letter before the date, and someone came around to check the condition of the flat before we started, and where they pointed out to us a few weird parts of our flats.

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Seems like all the flats in the block have a slightly un-aligned kitchen toilet door. But no big deal... *TWITCHES*

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Based on the option form given back in October 2018, they printed out the list of works to be done in the house. With the works commencing, we also had to ensure we had all the new fixtures present for them to install during the process. We visited all the usual megastores for bathroom fixtures in Singapore such as Bathroom Warehouse, Hoe Kee, Sim Siang Choon, but ultimately decided to try the smaller bathroom fixture stores on Geylang. After doing a price comparison with HomeOne and Universal Union, we eventually bought our fixtures from Heritage Bathroom Gallery (we were served by a lady called Irene Chong).

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As the sink and WC were provided by HIP, we just had to supply the rest of the basic fixtures found in a bathroom. Here is a breakdown of the unit prices for which we got our basic fixtures (after comparing at least 6 different shops):

  • Mirror Cabinet with Internal Shelving - $118 (we chose one that was big enough to hold an entire Listerine Bottle)
  • Instant Heater with Rain Shower, Standard Shower, and DC pump - $249
  • Foldable Towel Rack with additional hooks - $88 (we had seen similar units for over $100 elsewhere)
  • Two way Tap - $33 (we had seen the same unit sold elsewhere in Geylang for $45)
  • Hooks in a row - $42 (we had seen the same unit sold elsewhere in Geylang for $53)
  • Toilet Paper Holder - $28 (we had seen the same unit sold elsewhere in Geylang for $39)
  • Bidet Sprayer - $39

Other things we got separately from Ikea:

  • Glass shelf - $12.90 (We didn't fancy any of the designs we saw in the bathroom shops - too fancy! - and we wanted something even simpler. We also weren't sure if this was absolutely necessary, so we got a cheap backup one with an extremely simple design in case we changed our minds about not having a simple glass shelf)
  • Toilet Brush - $9.90 (Don't really need a fancy branded toilet brush considering that its something we'll use and replace over time!!!)

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HIP usually finishes within 10 days and the owner just has to be present on the 1st day, 9th day (when the fixtures go up), and last day (where the entire construction team will come up to take a congratulatory picture with you upon the completion of your brand new TOILETS.



In Part 2 of this post I will continue with how we figured out a budget, design layout, and the all important task of appointing a main renovation contractor!